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Financing Your Fertility Treatment

Building your family can be challenging - but understanding your treatment costs and options shouldn’t be.

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Understanding your flexible financial options

Your treatment plan is tailored to you and the cost will depend on your body's physiology and response to medications, your unique fertility goals, and your insurance coverage. Prices are subject to change and our financial team is happy to meet with you to discuss the specifics of your care. Here’s an example of what you can expect. Please note that these prices do not include medication costs.

Services

Costs

Testing

$350+

IUI

$1,000-$2,500

IVF

$14,000-$18,000+

Embryo Transfer Cycle

$3,000-$4,000

Genetic testing

$3,000+

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Fertility Centers of Orange County works with most major insurance providers

  • Aetna
  • Blue Cross
  • Carrot
  • Cigna
  • Maven
  • Meritain
  • Monarch HMO plan
  • Optum
  • Progyny
  • United Healthcare
  • Win Premier
  • Win Fertility
  • We are a UnitedHealthcare and Optum Center of Excellence.

Pregnant woman

Understanding the cost of your care

Our financial advocates are committed to guiding you through your insurance benefits, out-of-pocket expenses, and other financing options every step of the way.


Before your first visit, you are encouraged to submit your insurance information. Our Insurance Benefits Verification (IBV) team will then check and confirm your insurance benefits. A way you can advocate for yourself is to contact your insurance company to understand whether your plan includes fertility care. If it does, ask for details about what aspects of treatment they may cover, whether a referral can help with costs, and if you’re required to be seen at a specific clinic. Always remember to get the name of the person you spoke with over the phone. After your first appointment, our team is here to help guide you through the financing process and make sure your coverage and options are as transparent as possible.

Cost doesn’t have to hold you back

We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.

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1-800-630-1663


LendingClub.com


  • Low fixed rates - as low as 3.99%
  • Plans from $2,000 to $40,000
  • Flexible terms - 24 to 84 months
  • Easy application process and quick decision
  • No prepayment penalty - for ultimate flexibility

At LendingClub, we promise you payment plans that are an economical alternative to most personal loans and credit cards. From the user-friendly website to our cheerful and knowledgeable customer care specialists, our whole team is working to make sure you are simply moving forward.


Apply For IVF Financing Today

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Protect your journey before you start.
We have partnered with Sunfish to offer The IVF Success program.

 

IVF Success Program

  • IVF Cycle with unlimited transfers at one fixed price
  • Customized refund option for qualified patients
  • Comprehensive support along the way
  • Lowest price guarantee on medication
  • Low rate financing options

Explore IVF Success Programs

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To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.   


Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types.  Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.


Benefits and advantages of financing with CapexMD:


  • Easy & secure online application
  • Personal attention & concierge service
  • Highly competitive interest rates
  • Quick & easy approvals
  • Family members or friends can apply
  • Loans from $3,000 up to $50,000
  • Terms from 6 to 60 months
  • Highest levels of confidentiality
  • No membership fees, no annual fees, and no prepayment penaltiesApply online and receive your pre-approval within 24 hours.  Learn more at CapexMD or by calling 1-888-497-8414.

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Future Family provides an innovative loan option for Fertility Associates of Memphis patients, offering flexible, personalized financing plans for fertility treatments. With low monthly payments and easy access to funds, Future Family makes it easier for individuals and couples to pursue their fertility goals without the upfront financial strain, ensuring that family-building dreams are within reach.


Learn More

You’re ready for your next chapter. We’re here to help you turn the page.

Book now